Homeowners Cover

This covers the physical structure of your home and includes improvements or renovations, as well as a range of insured risks, such as damage from geysers, break-ins, water, fire and more.

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Introducing the BetterSure Homeowners Cover.

While we never know what lies ahead, one thing we do know is that it will always be a case of ‘better sure (and safe) than sorry’. So, when it comes to protecting your dream home and the people you love, why settle for just any cover, when you know better?

Through our singular focus on homeownership, we know all the pitfalls and potential disasters that can plague the place you call home. So, with BetterSure’s Homeowners Cover, which is underwritten by Mutual and Federal Risk Financing Limited (MFRF), we’ve put together all the essentials – plus a whole lot extra! – and we’ve made sure we meet all the bank requirements, so you’re not obliged to take homeowners’ cover with your bank. And we’re backed by the best financial institutions in SA. Better, right?


Call us on: 0861 249 294 (Client Services) or 0861 034 527 (Claims)

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Your bank may have included homeowners cover when you signed for your bond. You can check your bond statement to see for yourself. Just make sure you don’t have more than one policy, otherwise you’ll be paying double.

And remember, your BetterSure Homeowners Cover caters specifically for bonded clients- it is not affiliated to the banks in any way, so we’re confident you’ll find our benefits live up to our name.

At BetterSure Financial Consultants, we aim to take to take the stress and fuss out of insurance. We’ll do all we can to cover you affordable and meaningful insurance cover for one of your greatest assets – your home. Because that financial protection becomes a partnership for the better, when life heads for the worst.

BetterSure Financial Consultants. Our name says it all.


Call us on: 0861 249 294 (Client Services) or 0861 034 527 (Claims)

Going above and beyond...

I would like to thank a gentleman his name is Teboho Tsotsotso. I first got to know him when he assisted me with my home insurance.

He explain so well and make sure you understand the policy ever since whenever I have something that I don't understand with my policy I will just drop him an email and he'll contact you same time and make sure you get the help you need.

He is such a wonderful person and from his tone you can hear that he was raised well. He follow up on whatever complain you have till its resolved.

Thank you Teboho Tsotsotso you are a star.

- Lulu m

*All insurance products are offered by BetterLife Distribution Services Proprietary Limited, trading as BetterSure Financial Consultants, an authorised financial services provider (FSP Licence No. 24015). BetterLife protection policies are underwritten by Old Mutual Alternative Risk Transfer Limited, a registered long-term insurer, and administered by IUA business Solutions (Pty) Ltd (FSP licence No. 15737), an authorised financial services provider.

Short-term insurance policies sold before 1 March 2019 are underwritten and administered by Auto and General Insurance Company Limited, an authorised financial services provider (FSP Licence No. 16354).

BetterSure Home Insurance policies are offered by BetterLife Distribution Services Proprietary Limited, trading as BetterSure Financial Consultants, an authorised financial services provider (FSP Licence No. 24015), underwritten by Mutual and Federal Risk Financing Limited (short-term / non-life insurance company), and administered by IUA Business Solutions (Pty) Ltd (FSP licence No. 15737), an authorised financial services provider.

BetterLife Distribution Services (Pty) Ltd trading as BetterSure Financial Consultants is an Authorised Financial Services Provider FSP no: 24015