Bond and transfer cost calculator

Calculate the total bond registration and property transfer costs on your new home.

Total cost R 0.00
Total bond costs R 0.00
Bond registration cost R 0.00
Bond deeds office fees R 0.00
Post, petties FICA, other fees R 0.00
Bank initiation fee R 0.00
Total transfer costs R 0.00
Transfer duty R 0.00
Property transfer costs R 0.00
Transfer deeds office fees R 0.00
Post, petties FICA, other fees R 0.00
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Bond and transfer cost calculator help

The more information you can provide, the more accurate your estimate will be.

Purchase Price

The purchase price of your new home will determine the size of your bond and the transfer costs payable.

Bond/Loan amount

The purchase price will determine the loan amount and therefore the bond costs, as well as the transfer costs, which are payable to the transferring attorneys.

Interest rate

This bond and transfer cost calculator uses the current interest rate, but the rate could change, based on factors like your credit profile and whether you'll be paying a deposit upfront.

Repayment Term

This bond and transfer cost calculator use a term of 20 years (240 months), which is the most common home loan term, but you can change the timelines to see varied results.

Total bond and transfer cost

The cumulative cost of registering your new bond and transfering the property into your name.

Bond registration cost

Fees for the services of registering (bond) attorneys to get your bond registered over the Title Deed of the property.

Bond deeds office fees

Fees published in the Government Gazette and based on the bond amount.

Post, petties, FICA, other fees

Costs incurred during bond registration and transfer, including telephone, postage, courier, administration and bank charges.

Bank initiation fee

Fee charged by the banks to open your home loan account, which is essentially a bank account.

Transfer duty

The government's acquisition tax that you pay to transfer a property into your name. There is no transfer duty on property valued up to R1�million.

Property transfer costs

Not the same as transfer duty, transfer costs cover the transfering of the property into your name, and are payable to the transferring attorneys.

Transfer deeds office fees

The fees for registering a property transfer to your name at the Deeds Office.