Are you applying on your own or with someone else?
Are you married to the person you are applying with?
Are you married?
How are you and your spouse married?
If you are married in community of property, you need to apply with your lawful partner.
If you are a partner in a traditional marriage, you need to apply with your partner.
Are you a South African citizen?
Are you permanently employed and earning a fixed income?
What type of bond are you applying for?
Are you currently insolvent, under debt review, or have any judgements against you?
We look forward to being of service!
Please leave your details below and one of our experienced consultants will be in touch to finalise your personal pre-approval.
How can we help?
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Use this bond calculator to get an idea of the home loan amount you qualify for, as well as repayment options, bond and transfer costs involved.
Better rate calculator
Use this interest rate slider to see how much a Better rate could save you. Simply slide to the bond amount you are applying for, to see how much a potential variance of 0,5% in interest rate could mean in rand value.
Your calculation results
Why should I get pre-approved?
Our completely FREE, no strings attached pre-approval process puts you in a better position to buy a home, saving you time and trouble. Send us all the required documents, and we'll assess your finances, do a quick credit check and issue you with a Pre-approval Certificate – all within 24 hours.
Compliment of the month
I would like to commend Mr Frik De Wit for the exceptional service that he has given to us.
When we first approached him as per referral from a friend of ours (who was also previously assisted by this selfless gentleman and was in awe of how helpful Frik was to her). We may not have been successful when we first applied for the bond approval due to credit related issues.
Frik could have easily dismissed and taken us for time wasters or chancers but he did not do that. He instead gave us advise on how to best improve our chances of qualifying for a bond in addition to giving us free financial advice.
It is solely due to him and no one else that we have finally been successful in securing a bond, we will soon refer to as home. This has been a whirlwind of a journey and throughout this journey Frik never ceased having time for us, he continued entertaining our emails and responding to them in a timeous manner too.
Some agents are not as patient nor as kind as Frik; they do not even bother assisting you the moment they realise that your credit rating is not good or is bad; they also do not bother explaining how you can go about improving your credit rating and subsequently your chances of getting bond approval.
I have recommended colleagues, friends and family to Frik De Wit and will continue to do that. You have a gem of an employee in Frik!
Your step-by-step guide to help you on your home-buying journey
Home, khaya, huis, lapeng, legae…
No matter what you call it, we’ll help you get there. We aim to make it easier, simpler and better for you to get a bond.
And if you’re a first-time buyer, find out all you need to know by calling one of our consultants on 0800 007 111
Join us on the BetterBond home-buying journey.