Personal loans

A loan that can be used for a variety of purposes and at various points in your life.

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Personal Loans

BetterSure Financial Consultants

At BetterSure Financial Consultants, we’ll protect your most precious assets against the unforeseen. But we also want to help you plan ahead for those extra costs associated with buying that dream home. Better, right?

Why not consider DirectAxis? They could provide you with a personal loan to take care of all those little ‘extras’.

What will it cost you?

The maximum interest rate charged on a personal loan is 24.75%, with payment terms between 24 to 72 months.

Here’s an example of a R60 000 loan over 60 months*.

Interest Rate Loan Value Term Total Total Less Capital Monthly Instalment
R60 000 60 Months R124 247 R64 247 R2 071


Find all you need to know with our Q&A.

What can I use my personal loan for?
Are there any restrictions on what I may use my personal loan for?
How do I apply for a personal loan?
How much can I borrow?
What are the repayment terms?
What interest rates are offered?
What documentation must I submit when applying?
How quickly can I get my money?
How do I receive the cash from my loan?
Will my repayments change?
Are there any penalties if I settle my loan early?
Who provides my personal loan?
Can I be refused a loan?
Do I have to provide collateral to secure my personal loan?
Can I choose how I make repayments?
Is there any insurance that I can take to cover my loan repayments should anything happen to me?
Can I take out a loan if I am not a South African citizen?
As a South African citizen, do I require a bank account to take out a loan?
Do I need permission from my spouse in order to take out a loan?
How can I get in contact with DirectAxis?

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*DirectAxis, a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider, NCRCP20. Direct Axis SA (Pty) Ltd, Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249 & FSP5. 108 De Waal Road, Diep River 7800.