Enter your (and your co-applicant's) monthly income before taxes to determine affordability.

Enter your (and your co-applicant's) monthly income after taxes to determine affordability.

The monthly amount you pay on debt and household expences. Do not include rent or loan amounts if these will be replaced by the new bond payment.

This rate will determine which percentage of your repayments go towards paying off interest, as opposed to reducing the capital you owe on your home loan.

The most common home loan term is 20 years (240 months), so that's what this repayment calculator uses, but you can change the loan term to see how the results will differ.