Personal Loans

Dream big,
borrow smart

A personal loan can turn your dreams into reality, whether it's creating a cozy home or securing your future. We are here to help!

See how much you can afford

Loan amount logoR 50
Repayment term logo2 years
Monthly repayment

R 335.86

Initiation Feelogo

649.75

Monthly Feelogo

69

Interest Ratelogo

25%

Why get a personal loan?

WalletCoins

Homebuying expenses

Cover bond fees, transfer costs, moving expenses and more to make your homeownership dream come true.

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Unexpected expenses

Manage unexpected financial needs you haven't planned for.

HouseSolar

Home improvements

Use it for property improvements like a solar installation to boost your asset's value.

See if you qualify for a personal loan

  • Are you 18 years or older?
  • Do you earn above R3 500 a month?
  • Are you a South African citizen with a valid South African barcoded ID?
  • Do you have a South African bank account?
  • Is your monthly salary paid into your South African bank account?
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How to get started

01

Start your application

Click Apply Now, enter your mobile and ID number to begin

02

Choose your offer

Review the best offers for your credit profile ans select your favorite.

03

Speak to an expert

A loan expert will call you to guide tou through the application process.

Personal Loan FAQs

How does a personal loan work?

When do I get my money?

What costs are included in a personal loan?

What can I use my personal loan for?

What documents do you need when you apply for a loan?